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Credit to the company

A loan for a company at any stage of development - from the very beginnings to a large and stable company.

Financial by-products

  • Credit for working capital

  • Refinancing of current liabilities

  • Factoring

  • Credit against commercial collateral

  • Credit for farmers

  • Leasing

  • Line of credit

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Basic conditions

Amounts : from 3,000 to 10,000,000 EUR.

Rates : starting at 6% per annum

Terms : from 3 to 120 months

Collateral : private guarantee, commercial pledge on assets, mortgage on real estate

Response speed of financial institutions : receive an indicative response within 1-5 working days. The credit committee would confirm the answer in 5-10 working days.

Delivery speed: 2-4 weeks for loans without collateral, 3-6 weeks for loans against collateral

Acceptance criteria

  • The company is at least 6 months old and the turnover is over 3'000 EUR per month during the last 6 months

  • The company and owner/board member have good credit

  • There are no tax debts that exceed 1 month's average turnover

  • Positive equity

Funding objectives

  • Purchase of fixed assets

  • Investments in current assets

  • Financing of purchases

  • For payment of taxes

  • For refinancing existing obligations

  • Invoice financing

Documents required for the application

  • Completed Oferta Finance application form

  • Bank account statement for the last 12 months

  • Operating balance sheet and profit/loss calculation not older than 3 months

  • Rating (if applicable)

Oferta Finance offer

We offer a loan brokerage service so that you can get a loan for your company. We do not charge money for submitting an application, considering it and making a commercial offer. We receive our commission only when we fulfill our task - we attract financing for you.

Next steps

  1. Fill out the form by following this link

  2. Prepare and send the required documents

  3. Get our commercial offer

  4. Sign the cooperation agreement and we will match you with the best financing

  5. Receive financing offers from our financial partners

  6. Choose the best financial offer among several

  7. Sign a financing agreement with your chosen financial partner

  8. Get a business loan

Product benefits

  • A very wide range of sub-products and it is possible to find the best solution for each customer more easily

  • We have the largest range of financial partners for this product - both from banks and from alternative financial institutions

  • Greater probability of receiving the desired financing and the best conditions - because there will be several applicants to choose from

How to apply?

By filling out a specially prepared questionnaire by pressing the button below

Information for further reading

Download informative material about Oferta Finance.

Read our blog article on the funding roadmap.

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