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Loan for real estate development

Loan for legal entities that want to develop residential and commercial areas of real estate.

Credit goals

  • Edition A for the purchase of land

  • Loan for design and building permit

  • Loan for construction

  • Refinancing of the existing loan

  • A loan to complete a started project

  • Short-term loan (or bridge loan)

  • Long-term loan against existing cash flow

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Basic conditions

Amounts : from 100,000 to 130,000,000 EUR.

Rates : starting from 3.5% per year

Terms : from 6 to 60 months

Collateral : real estate, from 50 to 75% of the value

Response speeds of financial institutions : offer in 3-10 working days

Delivery speed: 2-4 months

Cash costs: it is possible to receive in stages

Acceptance criteria

  • Own co-financing is available - starting from 30% of the total estimate for banks, starting from 10% for the alternative financial sector. The LTC (loan-to-cost) method is generally used

  • If the property is owned - 35-75% of its value

  • If you own land - you can get 50-70% LTV (loan-to-value) from the valuation

Collateral is required

  • Land - with all types of land use

  • Living area - apartment, house

  • Commercial space - building/construction, completed/unfinished

Documents required for the application

  • Completed Oferta Finance application form

  • Property valuation

  • Transaction description

Oferta Finance offer

We offer a loan brokerage service so that you can get a loan for real estate development. We do not charge money for submitting an application, considering it and making a commercial offer. We receive our commission only when we fulfill our task - we attract financing for you.

Next steps

  1. Fill out the form by following this link

  2. Prepare and send the required documents

  3. Get our commercial offer

  4. Sign the cooperation agreement and we will match you with the best financing

  5. Receive financing offers from our financial partners

  6. Choose the best financial offer among several

  7. Sign a financing agreement with your chosen financial partner

  8. Get a loan for real estate development

Product benefits

  • Get financing for land/building using alternative finance lenders with smaller cash investments

  • Option to choose different financing options between LTV and LTC

  • It is possible to attract financing in several installments

  • This product has more partners than other products that actively finance real estate development.

  • With the alternative financial sector, there are simpler requirements for the developer regarding the selection of the construction supervisor and general contractor, as well as the use of the customer reservation money received.

How to apply?

By filling out a specially prepared questionnaire by pressing the button below

Information for further reading

Download informative material about Oferta Finance.

Read our blog article on financing for the development of private enterprises.

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