1. Fill out the loan application form

2. Send the required documents

3. We evaluate your documents, funding opportunities and make a commercial offer

4. We sign the cooperation agreement for fundraising and start working

5. We send your application with documents to the relevant financial institutions

6. We communicate with financial institutions, representing and defending your interests

7. Once an offer has been made, we help you evaluate it

8. If you have acceptable conditions, you draw up and sign a loan agreement with a relevant financial institution

9. You get funded

10. When the task is completed, you pay us a commission

To apply for credit comparison, you must fill out a specially designated application following this link. When filling out, you will automatically receive a message to the specified e-mail with the documents that must be prepared and sent back to us.

After completing the loan application, the following documents must be prepared and sent:

• Bank account printout for the last 12 months

• Annual report and operational balance not older than 3 months

• Transcripts of balance sheet items (if necessary)

• Ratings (if necessary)

• Business plan, explanations, estimates, etc. important information

Upon receipt of all documents, we check all documents and, if necessary, ask clarifying questions. When we understand your goal, see an opportunity to help and understand which institutions should be addressed, we make you a commercial offer. After the offer is approved, we sign the cooperation agreement for fundraising, and then we start our work.

Depending on the financial institution. After sending all the documents, it usually takes 2-3 working days for an indicative offer in the non-bank sector, but it can take from 1 to 4 weeks in the bank.

Depends on the financial institution, how good your financial performance is and the complexity of the transaction:

• The fastest is an unsecured loan in the non-bank sector, against the personal guarantee of the owner - the money could be in the account within 2-3 working days from the application submission;

• For unsecured loans for larger amounts (over 30'000 EUR), receipt could take from 2 to 4 weeks;

• For secured loans (commercial pledge/mortgage), it could take 3 to 6 weeks to receive the money;

• Financing in banks takes 2 to 3 months;

• Funding at the Altum institution takes between 2 and 4 months.